Business Funding Comparison Tool UK
Why Compare Business Funding?
Factor rate differences of just 0.15x = £7,500 on £50k advance. Comparing 3-4 providers takes 10 minutes, saves thousands.
What to Compare
- Factor rates/APR: Total cost (most important)
- Approval speed: Same-day vs 5-7 days
- Minimum requirements: Revenue, trading time
- Personal guarantee: Required or not
- Customer reviews: Trustpilot ratings
Quick Provider Comparison
| Provider | Rate | Min | Speed | Best For |
|---|---|---|---|---|
| iwoca | 1.08-1.25x | £3k | 24hrs | Best value |
| YouLend | 1.10-1.35x | £8k | 24-48hrs | E-commerce |
| 365 Finance | 1.15-1.40x | £10k | Same day | Hospitality |
| Funding Circle | 6.9-18% APR | £10k | 5-7 days | Cheapest |
How to Use Our Comparison Tool
- Enter your monthly revenue and industry
- See which lenders accept your profile
- Compare rates, speeds, and requirements
- Apply to top 3 matches
- Choose best offer
Average Savings from Comparing
Businesses comparing 3+ providers save average:
- On £20k: Save £1,000-£3,000
- On £50k: Save £3,000-£10,000
- On £100k: Save £8,000-£20,000
Conclusion
Never accept first offer. Use comparison tool to see all options. The 10 minutes spent comparing saves £3,000-£10,000 on average.