Business Funding Based on
Your Card Sales
Get £5,000 to £500,000 in working capital. Fast decisions, flexible repayments.
Options with & without personal guarantee available.
How Business Funding Works
Get funding based on your card sales in 4 simple steps
Apply Online
Quick 3-minute application. We only need basic business info and recent processing statements.
Instant Assessment
Our system analyzes your card sales history to calculate your funding amount in real-time.
Get Approved
Receive your decision within 24 hours. Most applications approved same day.
Receive Funds
Money in your account within 2-3 business days. Start growing your business immediately.
Am I Eligible for Funding?
Find out in 30 seconds with our quick eligibility checker
Why Choose MerchantSwitch for Funding?
We're not just another lender - we're your business growth partner
Lightning Fast
Apply in 3 minutes, get a decision in 24 hours, receive funds in 2-3 days. No lengthy approval processes.
Flexible Repayments
Repayments flex with your revenue. Quiet month? Pay less. Busy month? Pay more. Perfectly suited to seasonal businesses.
Flexible Requirements
Multiple funding options available. Many providers offer funding without personal guarantee based on business performance.
Transparent Costs
No hidden fees, no surprises. You know exactly what you'll repay before you sign anything.
Poor Credit OK
We focus on your business performance, not your credit score. Many businesses with poor credit get approved.
Expert Support
Dedicated account manager guides you through the process. UK-based team available 9am-6pm Monday-Friday.
Ready to Fund Your Business Growth?
Join 500+ UK businesses who've used MerchantSwitch funding to grow, expand, and thrive.
No credit check to get a quote • Decision in 24 hours • Options with & without personal guarantee