Compare card machine rates in 60 seconds
We work out the total cost at your card volume across 17 UK providers, and show our working. Switching is worth 20-40% for many businesses.
Free, no obligation. Takes about 60 seconds. Contact details come last, not first.
Prefer to talk it through? 0333 041 3933, Mon to Fri, 9am to 5:30pm
Also need working capital? Compare business funding
Worked example
A shop taking £5,000/month on cards
| Published rate | Cost / year |
|---|---|
| SumUp, 1.69% flat | £1,014 |
| Zettle, 1.75% flat | £1,050 |
| Square, 1.75% flat | £1,050 |
At this volume, negotiated acquirer pricing usually undercuts flat rates. That gap is exactly what we compare, line by line, at your numbers.
See the full rates table, all 15 providersWe compare a vetted panel of 17 UK payment providers, including
Provider logos identify the brands we compare. No provider pays for placement. See how they stack up
How It Works
We've helped thousands of UK businesses save money. Here's what happens next.
Tell us about your business
Quick 2-minute form with straightforward questions
2 minsWe match you with providers
Your details go to 5-10 pre-screened providers
Within 1 hourReceive competitive quotes
Providers send their best rates directly to you
Within 24 hoursChoose the best deal
Compare rates side-by-side with no pressure
Your choiceWe handle the switch
We manage everything from paperwork to setup
Within 24hrsTell us about your business
Quick 2-minute form with straightforward questions
2 minsWe match you with providers
Your details go to 5-10 pre-screened providers
Within 1 hourReceive competitive quotes
Providers send their best rates directly to you
Within 24 hoursChoose the best deal
Compare rates side-by-side with no pressure
Your choiceWe handle the switch
We manage everything from paperwork to setup
Within 24hrsHow We Can Help Your Business
Whether you need better card processing rates or business funding, we compare the market for you.
Card Processing & Terminals
Find the perfect payment solution with preferential rates from FCA regulated partners.
- Transaction fees from 0.29%
- Latest card machine technology
- Fast & secure processing
- Dedicated support
Business Funding
Access working capital through merchant cash advances and business loans from FCA regulated lenders.
- Fast approvals (24-48 hours)
- Merchant Cash Advances available
- Flexible repayment options
- High approval rates
How we compare providers
No sponsored rankings. We publish the research and you check it yourself.
We read the contracts
Contract lengths, notice periods, exit fees and auto-renewal traps for 17 UK providers, documented in plain English.
We do the maths
Every comparison shows total cost at real monthly card volumes, so you can check our working line by line.
We name a winner
22 head-to-head comparisons with a clear verdict, including when the provider we compare wins and when it loses.
You get the quote
Tell us your card turnover and we request quotes for you. Free, no obligation, and you deal with the provider directly.
Stuck in a Card Machine Contract?
Don't let expensive exit fees keep you trapped with the wrong provider. We can help buy you out of your existing contract and switch you to a better deal, often saving you money from day one.
- We cover early termination fees for qualifying businesses
- Free review of your current contract and exit options
- We handle all cancellation paperwork for you
- Switch to better rates with zero downtime
How it works
Why Choose MerchantSwitch?
We work for you, not the payment providers. Here's why businesses across the UK trust us.
Unbiased Comparisons
We are independent and provide honest comparisons across multiple providers.
Contract Buyout Help
Stuck in a contract? We can help buy you out of your existing deal and cover early exit fees.
Preferential Rates
Our buying power secures you rates not available through direct sales channels.
No Cost to You
Our service is completely free, we are paid by providers, never by you.
Fast Approvals
Streamlined processes mean approvals within 24-48 hours in most cases.
One Call Does It All
Call 0333 041 3933 and we handle everything, cancellation, setup, and switching.
UK Providers Compared
Guides & Cost Breakdowns
Head-to-Head Comparisons
Free, No Obligation
See Your Potential Savings
Quick comparison from 20+ providers. Just your email and phone, that's it.
- Instant email with estimated savings
- Compare rates from Dojo, Square, Worldpay & more
- One call to confirm, no pressure sales
Get Your Quick Quote
No long forms. Just 2 fields.
Ready to Cut Your Costs?
Whether you need a new card machine, better rates, or help getting out of an existing contract, we're here to help.
Stuck in a contract? Call us, we can help buy you out and switch you to a better deal.
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