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Comparisons14 min
Dojo vs Square UK 2025: Which Card Machine is Better?
Complete head-to-head comparison. Fees, features, and expert verdict. Dojo recommended for hospitality £5k+ monthly.
Read More116 in-depth articles on card machines, business funding, and payment processing
Complete head-to-head comparison. Fees, features, and expert verdict. Dojo recommended for hospitality £5k+ monthly.
Read More7 proven options for poor credit businesses. Alternative lenders with 70%+ approval rates.
Read MoreTop 10 providers compared. Real costs for convenience stores and independent retailers.
Read MoreIndependent YouLend review. 1.10-1.35x factor rates, 4.3/5 rating, £5k-£500k funding. Pros, cons, and alternatives compared.
Read More365 Finance review: 1.15-1.40x rates, 4.5/5 rating, hospitality specialists. Same-day approval. Full analysis.
Read MoreTop 10 UK funding providers ranked. iwoca (#1), YouLend (#2), 365 Finance (#3). Real reviews and costs.
Read MoreDirect answer: MCA is a lump sum repaid via daily card sales. 24-48 hour approval, 90% acceptance rate.
Direct answer: 0.6-2.5% per transaction + £0-50/month rental. Best value: 0.6-0.8% for £25k+ monthly.
Direct answer: Dojo Pocket for table service. Mobile, takes orders & payments tableside, from 0.6%.
Ranked list: 1. Dojo Pocket, 2. Square, 3. SumUp, 4. Zettle, 5. Worldpay.
Optimized for low-value transactions (£3-£7). Square recommended for cafes under £8k/month.
Tip collection and appointment integration. Square best for salons, SumUp for barbers.
Portable readers for plumbers, electricians. SumUp £19 most popular.
In-car payment solutions. Battery life and offline capability essential.
Weather-resistant portable readers for outdoor vendors.
High-volume solutions. Dojo excellent for pub peak performance.
Deposit handling and multi-currency for accommodation businesses.
Recurring billing for fitness memberships. Square or Dojo recommended.
HIPAA-compliant solutions for dentists and clinics.
Complete guide. Dojo recommended for high-volume hospitality.
Budget card reader comparison. 1.39% vs 1.75%.
Top 3 UK providers compared. Dojo wins for £5k-£30k monthly.
Cost analysis over 36 months. Break-even calculations.
£100 limit explained with security analysis.
Fraud rates: Contactless safer at 0.009%.
Accept mobile wallets. 42% UK adoption, no extra fees.
Interchange, scheme fees breakdown with examples.
Visa, Mastercard interchange caps explained.
MOTO payment solutions guide.
Government £500-£25k at 6% APR. Free mentoring.
Which is cheaper? Cost comparison.
Equipment & vehicle financing. HP vs leasing.
Repay as % of revenue. SaaS and e-commerce.
Free funding you never repay. Government and regional grants.
Cash flow finance. Approval in 48 hours.
Hospitality-specific funding options.
No collateral. £1k-£500k at 6-35% APR.
Property-backed loans. 4-12% APR, £10k-£5m.
Tax analysis. Which saves money?
Finance for tourism and seasonal trades.
Invoice factoring and plant finance for builders.
Inventory and revenue-based funding for online stores.
Finance McDonald's, Subway franchises. 6-12% APR.
Fund growth and second locations. £25k-£5m.
Solve payment delays. Invoice finance vs MCA.
Kickstarter, Seedrs, Crowdcube guide.
Find angels. SEIS/EIS tax relief explained.
Complete comparison with real cost examples.
B2B vs B2C funding. 60-80% cost difference.
Same-day approval lenders compared.
Better rates than YouLend: iwoca (1.08x), 365 Finance (hospitality), Funding Circle (60% cheaper). Save £5k-£15k.
Cheaper than 365 Finance: iwoca (lower rates), YouLend (e-commerce). Save up to £10k by comparing.
All 15 UK MCA providers compared. Rates, approval times, reviews. Find best MCA lender for your business.
Protect your home: iwoca (no PG under £50k), YouLend (usually no PG). £3k-£500k available without risking personal assets.
365 Finance (same-day), iwoca (24hrs), YouLend (48hrs). Emergency funding options compared.
iwoca wins on rates (1.08x vs 1.10x) and minimum (£3k vs £8k). Saves £5k on £50k advance.
iwoca wins on rates (saves £6k on £50k). 365 wins on hospitality expertise and speed.
YouLend process explained: Application to funding in 2-3 days. Repayment mechanism, approval criteria, real timeline.
365 Finance pricing: 1.15-1.40x factor rates explained. Real cost examples on £20k, £50k, £100k advances.
MCA worth it IF you need speed or bank declined. NOT worth it if you can get traditional loan (60% cheaper).
12 proven tips: Apply to right provider, wait until 6mo trading, show stable sales. Improve approval from 60% to 90%.
MCA: Fast (24-48hrs), expensive (25-35%). Loan: Slow (2-4 weeks), cheap (6-12%). When to choose each.
iwoca review: 1.08-1.25x (best rates in UK), 4.7/5 rating, £1k-£500k. Detailed analysis.
Capify review: 1.20-1.45x factor rates, good for large amounts (£100k+). More expensive than iwoca/YouLend.
Funding Circle: 6.9-18% APR, 60-70% cheaper than MCAs. Slow (5-7 days) but cheapest option.
iwoca (85%), YouLend (80%), 365 Finance (75%) vs banks (35%). Which lender approves most businesses?
1,240+ verified reviews analyzed. 4.3/5 rating. What customers love (speed) and hate (cost).
75% approval rate for hospitality. How to improve chances, common decline reasons explained.
YouLend timeline: 10 min application, 24-48hr decision, 24hr funding. Total 2-3 days start to money.
Yes. iwoca, YouLend, 365 Finance approve 70-80% of CCJ businesses. Revenue matters more than credit.
iwoca wins 5/6 categories. Saves £10k on £50k vs Capify. Only use Capify if need £150k+ and iwoca caps you.
New business funding: YouLend (6mo+), iwoca (6mo+), Fund Ourselves (3mo+). 70% approval for 6-12 month businesses.
MCA perfect for seasonal: Repay more in peak, less in off-season. Tourism, garden centers, ice cream shops.
8 ways to fund your restaurant: 365 Finance (MCA specialist), iwoca, equipment finance. £5k-£250k compared.
Complete retail funding guide: iwoca (best for retail), YouLend (online), stock finance. £3k-£500k options.
Best e-commerce funding: YouLend (Shopify/Amazon), iwoca (best rates). £5k-£500k for stock, ads, growth.
Funding for pubs, hotels, restaurants, cafes: 365 Finance (specialists), iwoca (best rates). £5k-£250k.
iwoca (£3k minimum - lowest), YouLend (£8k), 365 Finance (£10k). Which lenders accept YOUR revenue?
Factor rate explained: 1.25x means repay £1.25 per £1. Real examples, how to get lowest rates.
YouLend fees: Factor rate only (1.10-1.35x), no application fees, no hidden costs. Transparent pricing.
890+ reviews analyzed. 4.5/5 rating. Customers love speed, find costs high (28-40%).
3,250+ reviews. 4.7/5 (highest rated). Customers praise best rates and no personal guarantee policy.
Funding Circle 63% cheaper (£4,580 vs £12,500 on £50k) but requires good credit and 5-7 day wait.
80% approval for poor credit businesses. MCAs focus on revenue, not credit scores. £3k-£500k available.
MCA repayment: 10-20% of daily sales deducted automatically. Flexible repayment explained with examples.
Amazon seller funding: YouLend (Amazon integration), Amazon Lending, iwoca. £5k-£500k for FBA inventory.
Shopify funding: YouLend (one-click connect), Shopify Capital, iwoca. £5k-£500k for inventory and ads.
Manchester business funding: iwoca, YouLend, 365 Finance. £3k-£500k for Manchester SMEs.
London business funding guide: All major lenders serve London. £3k-£500k for London startups and scale-ups.
Funding under £50k: iwoca (£1k-£50k, no PG), Start Up Loans (£25k max, 6% APR). Options compared.
Funding over £100k: iwoca, Capify, Funding Circle. Personal guarantee usually required for large amounts.
Overdraft cheaper but limited to £25k. MCA offers £50k-£500k. When to use each option.
iwoca wins: £3k minimum (lowest), best rates (1.08-1.25x), 4.7/5 rating. Perfect for small SMEs.
Use MCA for stock: £10k-£200k in 24-48hrs. Repay via sales of that inventory. Perfect for seasonal stock.
Compare all lenders side-by-side. 0.20x difference = £10,000 savings on £50k. Always compare first.
Calculate MCA costs, compare providers, estimate repayment timeline. Free interactive calculator.
24-hour funding: 365 Finance (same-day), iwoca (24hrs), YouLend (24-48hrs). Emergency funding available.
Factor rate explained: 1.20x = repay £1.20 per £1. Simple examples showing exact costs.
Calculate payments and total costs.
Expert tips for restaurants and hotels.
Fast funding for hospitality businesses.
Wet vs dry sales GP percentages.
The 30-35% rule. Portion control.
Commission comparison for takeaways.
Maximize profit with smart pricing.
FSA inspection guide for restaurants.
Keep good employees. Reduce turnover.
Survive quiet months with events.
Save £500+ monthly on food and beer waste.
Recruitment timing for seasonal businesses.
Serve more covers without rushing.
Sustainable packaging guide.
Prevent shoplifting and reduce shrinkage.
Maximize profit per square foot.
Complete guide to all funding types.
Avoid downtime. Step-by-step guide.
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