Three Generations of Payment Expertise

A family business built on trust, transparency, and getting UK businesses the fairest deal on payment processing.

Our Story

MerchantSwitch began in 1998 when Robert Thompson, a former bank manager, saw local businesses struggling with unfair payment processing fees. Having worked in merchant services for nearly two decades, he knew businesses were being overcharged simply because they did not have time to compare providers or negotiate rates.

Robert started helping friends and family switch to better providers in his spare time. Word spread quickly across Nottinghamshire about the "honest broker" who actually saved businesses money. What started as evenings and weekends soon became a full-time mission.

In 2010, Robert's son Richard joined the business, bringing fresh energy and modern technology to the operation. Together, they expanded beyond card machines into merchant cash advances and business energy—always with the same principle: independent advice that puts the client first.

Today, Richard leads MerchantSwitch with the same values his father instilled—transparency, fair dealing, and genuine care for every client. We have helped over 10,000 UK businesses save more than £2.5 million on their payment processing costs. Every saved pound means more for business growth, better wages, or family time.

We are still a family business at heart, now with a dedicated team of specialists who share our commitment to honest service. When you call us, you will speak to real people who genuinely want to help—not commission-driven salespeople reading from scripts.

Meet Our Team

Richard Thompson

Richard Thompson

Founder & CEO

With over 25 years in payment processing, Richard started his journey working alongside his father in the 1990s, helping local businesses navigate the emerging card payment landscape. He founded MerchantSwitch to continue the family legacy of honest, client-first service.

richard@merchantswitch.com
Jennifer Clarke

Jennifer Clarke

Head of Business Development

Jennifer brings 12 years of experience from tier-one acquiring banks. She specializes in negotiating rates for high-volume retailers and hospitality businesses, consistently securing savings of 25-40% for our clients.

jennifer@merchantswitch.com
David Mitchell

David Mitchell

Senior Funding Specialist

David has arranged over £15M in merchant cash advances for UK businesses. His background in commercial banking gives him unique insight into helping businesses secure funding when traditional lenders say no.

david@merchantswitch.com
Emma Roberts

Emma Roberts

Client Success Manager

Emma ensures every client receives exceptional service from first contact through to ongoing support. Her attention to detail and problem-solving skills have earned her a 98% client satisfaction rating.

emma@merchantswitch.com

Our Values

Independent & Unbiased

We provide honest comparisons across multiple providers without favoring any particular company.

Expert Guidance

Our team has years of experience negotiating fees and finding the best deals for UK businesses.

Better Rates

Our buying power secures preferential rates not available through direct sales channels.

Dedicated Support

Every client gets a dedicated account manager to guide them through the entire process.

A Family Legacy of Fair Dealing

From helping small shops in Nottingham accept their first card payments in the 1990s, to now serving businesses nationwide, one thing has never changed: we treat every client like family.

Our grandfather always said, "A fair deal today builds trust for tomorrow." That philosophy guides every recommendation we make. We succeed when our clients save money and grow their businesses.

Ready to experience the MerchantSwitch difference?

Join 1,000+ UK businesses who trust us to get them better rates