Shopify Store Funding UK 2025
Best funding for Shopify stores: YouLend (one-click connection), Shopify Capital (invite-only), iwoca (best rates). £5k-£500k for inventory, marketing, growth.
Best Shopify Funding Options
1. YouLend - Best Shopify Integration
- One-click Shopify connection (easiest)
- Auto-pulls sales, refunds, disputes
- Factor: 1.10-1.35x
- Approval: 24-48 hours
- Amount: £5k-£500k
2. Shopify Capital - If Invited
- Integrated into Shopify admin
- Competitive rates
- Invite-only (not all merchants eligible)
- Limited to UK/US Shopify stores
3. iwoca - Best Rates (Manual Application)
- Factor: 1.08-1.25x (saves £3k-£7k vs YouLend)
- Manual CSV upload from Shopify
- Worth extra 10 mins for £5k+ savings
Common Shopify Funding Uses
- Q4 inventory: £50k-£150k for Christmas stock
- Facebook/Google ads: £10k-£50k for scaling campaigns
- Product photography: £5k-£15k for professional images
- Influencer campaigns: £20k-£100k for influencer marketing
Shopify Seller Approval Rates
- £10k+ monthly: 85% approval
- £5k-£10k monthly: 70% approval
- Under £5k monthly: 40% approval
Conclusion
YouLend for ease (one-click Shopify connect) OR iwoca for value (better rates, manual upload). Both approve 80%+ of Shopify stores with £10k+ monthly sales.