Worldpay vs Dojo vs Square UK 2025: Ultimate Comparison

Quick Verdict

• Best for small businesses (under £5k/month): Square
• Best for medium businesses (£5k-£30k/month): Dojo
• Best for large businesses (£30k+/month): Worldpay

Fee Comparison Table

Cost Comparison: Real Scenarios

Small Business - £5,000 Monthly

• Worldpay: (£5,000 × 0.95%) + £25 = £72.50/month
• Dojo: (£5,000 × 0.9%) + (420 trans × £0.09) = £82.80/month
• Square: £5,000 × 1.75% = £87.50/month
• Winner: Worldpay (but consider Square's free POS worth £60/month)

Medium Business - £20,000 Monthly

• Worldpay: (£20,000 × 0.85%) + £25 = £195/month
• Dojo: (£20,000 × 0.9%) + (1,250 trans × £0.09) = £292.50/month ✅
• Square: £20,000 × 1.75% = £350/month
• Winner: Worldpay (negotiate custom rate)

Large Business - £50,000 Monthly

• Worldpay: (£50,000 × 0.75%) + £30 = £405/month ✅
• Dojo: (£50,000 × 0.9%) + (2,500 trans × £0.09) = £675/month
• Square: £50,000 × 1.75% = £875/month
• Winner: Worldpay (saves £270-£470/month = £3,240-£5,640 annually)

When Each Provider Wins

Choose Worldpay If:

• Processing £30,000+ monthly
• Want dedicated account manager
• Need enterprise features
• Can commit to 24 months
• Want 24/7 UK support

Choose Dojo If:

• Processing £5,000-£30,000 monthly
• Want no monthly fees
• Average transaction over £15
• Don't need POS software
• Comfortable with 12-month contract

Choose Square If:

• Processing under £10,000 monthly
• Need free POS/booking software
• Sell online + in-person
• Want no contracts
• Low average transactions (under £15)

Final Verdict

Market share in UK (2025):

• Worldpay: 35% (largest, enterprise-focused)
• Square: 18% (fastest growing, SME-focused)
• Dojo: 12% (challenger, value-focused)

All three are excellent. Your choice should be based on monthly processing volume and whether you need free POS software. Get quotes from all three to compare actual costs for your specific business.