Dojo vs Worldpay: which saves you more?
At £20,000 a month in card sales Dojo comes out at £208 a month against Worldpay's £288, a saving of £960 a year, thanks to a lower transaction rate, a smaller monthly fee and PCI compliance included. Worldpay's case is enterprise scale: at very high volumes (£100,000+ a month) it can negotiate rates that close the gap.
Rates and contract terms checked July 2026 · Based on providers' published pricing
Dojo
- Transaction
- From 0.79%
- Monthly
- £9.95
- PCI fee
- Included
Worldpay
- Transaction
- From 1.29%
- Monthly
- £15-£25
- PCI fee
- £10
Cost comparison at £20,000 a month
A worked example at £20,000 of monthly card sales, using Dojo at 0.99% and Worldpay at 1.29%. Check the maths yourself.
| Monthly cost | Dojo | Worldpay |
|---|---|---|
| Transaction fees | £20,000 × 0.99% = £198 | £20,000 × 1.29% = £258 |
| Monthly fee | £9.95 | £20 |
| PCI compliance | Included | £10 |
| Total per month | £208 | £288 |
| Total per year | £2,496 | £3,456 |
The takeaway: at £20,000 a month Dojo saves £80 a month, £960 a year, against Worldpay - a lower transaction rate, a smaller monthly fee and PCI compliance included rather than charged separately.
Where each provider wins
Where Dojo wins
- Total cost - £960 a year cheaper at £20,000 a month in the example above
- Lower transaction rate - from 0.79% vs Worldpay's from 1.29%
- Simpler bill - £9.95 a month with PCI compliance included, not a separate £10 charge
Where Worldpay wins
- Enterprise scale - an established leader built for big, complex operations
- High-volume negotiation - can negotiate better rates at £100,000+ a month
How we calculated this
We take Dojo's and Worldpay's published or typical advertised rates and apply them to example monthly card volumes (£20,000 a month). Total cost is worked out as transaction fees plus fixed monthly fees over 12 months. Rates change and individual pricing can often be negotiated, so treat these figures as a like-for-like guide rather than a quote. Always confirm current pricing with Dojo and Worldpay before you commit.
The verdict
Choose Dojo if
- Total cost matters more than brand scale
- You take under £100,000 a month on cards
- You want PCI compliance included in the price
- You want the lower monthly fee
Choose Worldpay if
- You process £100,000+ a month and can negotiate rates
- You want an established enterprise provider
- You need infrastructure built for complex, large-scale operations
Want this worked out at your exact numbers?
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See also the full UK card machine rates table, all 15 providers in one place.