Teya vs Dojo: which saves you more?
Dojo edges this one on the published numbers: transaction fees start at 1.2% against Teya's 1.3%, monthly fees from £9 against £15, and there's no setup fee and no early exit fee. Teya is a solid modern provider, but Dojo is cheaper on every line we compared and scores higher with customers (4.7/5 vs 4.2/5).
Rates and contract terms checked July 2026 · Based on providers' published pricing
Dojo
- Transaction
- 1.2-1.9%
- Monthly
- £9-25
- Setup fee
- £0
Teya
- Transaction
- 1.3-1.95%
- Monthly
- £15-30
- Setup fee
- £0-50
Rates and contract terms compared
Both are modern, UK-focused providers with competitive rates. Here's how their published pricing and terms line up.
| Feature | Teya | Dojo |
|---|---|---|
| Transaction fee | 1.3-1.95% | 1.2-1.9% |
| Monthly fee | £15-30 | £9-25 |
| Setup fee | £0-50 | £0 |
| Contract | 12-24 months | 12 months or rolling |
| Early exit fee | May apply | £0 |
| Customer rating | 4.2/5 | 4.7/5 |
The takeaway: Dojo starts lower on every fee line in the table, charges nothing to join or leave, and offers a rolling contract option. For hospitality and retail businesses processing £30,000 to £80,000 a month, that difference can add up to £3,000 to £6,000 a year.
Where each provider wins
Where Dojo wins
- Lower fees - transactions from 1.2% vs 1.3%, monthly from £9 vs £15
- No setup fee - £0 vs up to £50 with Teya
- No lock-in - no early exit fee, and a rolling contract option
- Customer satisfaction - rated 4.7/5 vs Teya's 4.2/5
- Transparent pricing - simpler structure with no surprise fees
Where Teya wins
- Competitive rates - 1.3-1.95% is still well below the legacy acquirers
- Heritage - grew out of Paymentsense, a long-established UK network
- Solid reviews - a respectable 4.2/5 customer rating
- Setup can be free - the £0-50 setup fee is often waived
How we calculated this
We take Teya's and Dojo's published or typical advertised rates and apply them to example monthly card volumes. Total cost is worked out as transaction fees plus fixed monthly fees over 12 months. Rates change and individual pricing can often be negotiated, so treat these figures as a like-for-like guide rather than a quote. Always confirm current pricing with Teya and Dojo before you commit.
The verdict
Choose Dojo if
- You want the lowest published fees of the two
- You value transparent pricing with no surprise charges
- You want the option to leave without a penalty
- You run a UK restaurant, cafe or retail shop
- Customer support responsiveness matters to you
Choose Teya if
- You have been quoted a rate below Dojo’s for your volume
- You are already with Teya or Paymentsense and happy with the service
- You prefer Teya’s terminals and ecosystem
- A 12-24 month contract term does not put you off
Want this worked out at your exact numbers?
Tell us your monthly card takings and we'll run Teya, Dojo and 13 other UK providers at your volume. Free, no obligation.
See also the full UK card machine rates table, all 15 providers in one place.