⭐ Best for Online Business

Square Card Machines Review 2025

Global payment giant with strong EPOS & online integration. Great for businesses selling both in-person and online. Flat-rate pricing makes budgeting simple.

Compare Square: 0333 041 3933Square vs Dojo

Quick Summary

Overall Rating
4.3/5
⭐⭐⭐⭐
Transaction Fee
1.75%
Monthly Fee
£0
Setup Time
Same Day

Square UK Pricing

Square Reader

1.75%
per transaction + £0 monthly
Bluetooth card reader (£19 one-time)
Works with iPhone/Android via free app
Chip, PIN & contactless up to £100
Next-day settlement
Free online store included
✨ Best For:
  • • Very low volumes (<£5k/month)
  • • Market traders & events
  • • Businesses wanting free online store

Square Terminal

1.75%
per transaction + £0 monthly
All-in-one terminal (£249 one-time)
Built-in WiFi & 4G connectivity
Receipt printer included
Full EPOS system included free
Inventory & staff management
Customer directory built-in
✨ Best For:
  • • Retail shops & restaurants
  • • Businesses wanting full EPOS free
  • • Monthly turnover £5k-£15k

⚠️ Important: Square Gets Expensive at Higher Volumes

Monthly Turnover
£20,000
Square Cost (1.75%)
£350/mo
Dojo Cost (1.2% + £19)
£259/mo
Square costs £91/month MORE = £1,092/year
See full Dojo vs Square comparison →

Square Pros & Cons

Pros

  • Simple Flat-Rate Pricing
    1.75% for everything - easy to budget
  • No Monthly Fees
    Only pay when you take payments
  • Free EPOS Included
    Full point-of-sale system at no extra cost
  • Free Online Store
    Sell online with same rates
  • Great Software Integrations
    Connects with 100+ business apps
  • Global Brand
    Trusted by millions worldwide

Cons

  • Expensive at Higher Volumes
    1.75% becomes costly over £10k/month turnover
  • High Hardware Cost
    Terminal £249 upfront (vs Dojo's leasing option)
  • Account Holds/Freezes
    Known for sudden account restrictions
  • US-Focused Support
    UK support can be slower than local providers
  • No Interchange++ Option
    Flat rate means you can't benefit from lower costs

When Does Square Make Sense?

✅ Choose Square If You:

  • • Process less than £10,000/month in card payments
  • • Want a free EPOS system with inventory management
  • • Sell both in-person and online (omnichannel)
  • • Need lots of software integrations (accounting, bookkeeping)
  • • Prefer simple, predictable pricing
  • • Don't mind paying upfront for hardware

❌ Avoid Square If You:

  • • Process more than £15,000/month (too expensive)
  • • Want the lowest possible fees
  • • Need guaranteed UK-based support
  • • Can't afford £249 upfront for Terminal
  • • Want transparent interchange++ pricing

💡 Our Recommendation:

Square is great for new/small businesses, but if you process over £10k/month, Dojo will save you £500-£1,000/year with lower rates and no upfront hardware costs.

Compare Square vs Dojo

Compare Square With Other Providers

See if Square is right for your business or if you could save with Dojo, SumUp, or others.

Call: 0333 041 3933Get Free Comparison