Dojo vs Square: which saves you more?
Dojo is cheaper at every volume we tested, from £108 a year at £5,000/month in card sales to £1,752 a year at £30,000/month. Square wins if you take under £5,000 a month or need its free EPOS and online integrations.
Rates and contract terms checked July 2026 · Based on providers' published pricing
Dojo
- Transaction
- 1.2%
- Monthly
- £19
- Hardware
- £0
Square
- Transaction
- 1.75%
- Monthly
- £0
- Hardware
- £249
Total monthly cost at your card volume
Transaction fees plus monthly fees, worked from each provider's published pricing. Check the maths yourself.
| Monthly turnover | Dojo | Square | Dojo saves |
|---|---|---|---|
| £5,000 | £79/mo | £88/mo | £108/year |
| £10,000 | £139/mo | £175/mo | £432/year |
| £15,000 | £199/mo | £263/mo | £768/year |
| £20,000 | £259/mo | £350/mo | £1,092/year |
| £30,000 | £379/mo | £525/mo | £1,752/year |
The takeaway:Dojo wins on total cost at every volume in the table, by £108 to £1,752 a year, and the gap widens as turnover grows. The trade is Square's £0 monthly fee, which only pays off below roughly £5,000 a month.
Feature by feature
| Feature | Dojo | Square |
|---|---|---|
| Transaction fee | 1.2% | 1.75% |
| Monthly fee | £19 | £0 |
| Hardware cost | £0, included | £249 upfront |
| Settlement speed | Next day | Next day |
| Contract | Rolling monthly | No contract |
| UK support | 24/7 phone | Email + chat |
| Setup time | Next day | Same day |
| Free EPOS | Basic | Full system |
| Online payments | Available | Integrated |
Where Dojo wins
- Total cost - £108 to £1,752 a year cheaper at the volumes above
- No upfront cost - hardware included in the monthly fee
- Lower transaction fee - 1.2% vs 1.75%
- Support - 24/7 UK phone support
Where Square wins
- No monthly fee - cheaper under ~£5,000/month
- Free EPOS - full point-of-sale system included
- Online integration - stronger for omnichannel retail
- App ecosystem - works with 100+ business apps
How we calculated this
We take Dojo's and Square's published or typical advertised rates and apply them to example monthly card volumes (£5,000 to £30,000 a month). Total cost is worked out as transaction fees plus fixed monthly fees over 12 months. Rates change and individual pricing can often be negotiated, so treat these figures as a like-for-like guide rather than a quote. Always confirm current pricing with Dojo and Square before you commit.
The verdict
Choose Dojo if
- You take £5,000 or more a month on cards
- Total cost matters more than a free EPOS
- You want no upfront hardware spend
- You want UK phone support around the clock
- You mainly sell in person
Choose Square if
- You take under £5,000 a month on cards
- You need a full free EPOS system
- You sell online and in person equally
- You rely on app integrations
- You can pay £249 upfront for the reader
Want this worked out at your exact numbers?
Tell us your monthly card takings and we'll run Dojo, Square and 13 other UK providers at your volume. Free, no obligation.
See also the full UK card machine rates table, all 15 providers in one place.