Free Merchant Statement Review
Most businesses do not know their real card processing cost, because merchant statements are built to hide it. Send us one recent statement and we will work out your true effective rate, explain every fee in plain English, and show how your deal compares to current published UK pricing. Free, no obligation, and if your current deal is good we will say so.
Start your free statement review
Leave your email and mobile. We respond in under 5 minutes, and you can send your statement when we call.
Prefer to attach your statement now? The full quote form has a file upload, so you can send it straight away.
What You Get
Your effective rate, calculated
Everything you pay in a month (transaction fees, monthly fees, rental, PCI charges) divided by your card turnover: the one number that lets you compare any two deals fairly. It is the same calculation we walk through in our statement guide.
Every fee explained, line by line
Merchant statements bury charges in acronyms: MSC, PCI DSS, authorisation fees, minimum monthly service charges. We translate each line into plain English and flag the ones that are negotiable or avoidable.
A comparison against the current market
We benchmark your numbers against the published pricing we track across UK providers. If your deal is already competitive, we tell you to stay put. If not, you see exactly where the gap is.
This is the same analysis we publish step by step in how to read a UK merchant statement. If you would rather do it yourself, that guide shows the full method; the review simply does the work for you and adds the market comparison from our rates table.
What We Will Not Do
- No obligation. The review does not commit you to switching, and we do not chase you afterwards. If staying with your current provider is the right answer, that is the answer you get.
- No spam, no selling your details. Your statement and contact details are used for your review only. We never sell your data.
- No invented savings claims. Any saving we quote is arithmetic on your actual statement against published pricing, with the working shown. How we are paid is simple: providers such as Dojo pay us a commission if you choose to switch through us, which is why the review is free.
How It Works
Leave your details
Two fields, no statement needed yet. We respond in under 5 minutes during opening hours.
Send your statement
Email it over when we call, or upload it directly in the full quote form. One recent monthly statement is enough; a clear photo works.
Get your review
Your effective rate, a plain-English breakdown of every fee, and how your deal compares to current published pricing, with a clear stay-or-switch verdict.
Rather talk it through first? Call us free on 0333 041 3933.
Frequently Asked Questions
What does the free statement review include?
Three things: your effective rate (everything you pay in a month divided by your card turnover), a line-by-line explanation of every fee on your statement in plain English, and a comparison of what you pay against current published UK pricing. If your current deal is already competitive, we say so.
How do I send you my statement?
Leave your email and mobile in the form and send the statement when we call, or use the full quote form which has a file upload. A recent monthly statement (a PDF or even a clear photo) is all we need.
Is it really free, and what is the catch?
The review is free and there is no obligation. MerchantSwitch earns a commission from providers such as Dojo if you choose to switch through us, which is how the service stays free. You will never be charged for the review itself, and if staying put is your best option we will tell you that.
What should I have ready?
One recent monthly merchant statement is enough. If you can also find your contract end date and any terminal rental invoice, we can check exit fees and total cost of switching too, but neither is required to start.
How quickly will you come back to me?
We respond in under 5 minutes during opening hours. The full written review depends on the statement, but most are turned around the same day.