10,000+ UK businesses trust us

Stop Overpaying on Card Machine Fees

Independent comparison service. We negotiate with providers so you get better rates than going direct. Average saving: £215/month.

Lower Fees
Save 20-40% on rates
No Obligation
Free quotes, no pressure
Quick Setup
Live in 48 hours
Expert Advice
25 years experience
4.9/5 from 10,000+ businesses
FCA aware • PCI DSS compliant

Get Your Free Quote

See how much you could save in 60 seconds

No commitment required. We'll show you the best rates available for your business. If you're happy, we handle all the setup.
Recent quotes:24 today
Café in Brighton saved £185/month
Gym in Manchester saved £270/month
Salon in Bristol saved £120/month
20+ UK providers

Access to leading UK providers

Save up to 40%

Average savings on payment fees

Free Quotes

Expert advice, no obligation

Card Machines • Business Funding • Energy Comparison

Independent comparison service helping UK businesses save money on card payment fees, secure fast funding, and reduce energy costs. Get your free quote in 24 hours.

Independent ReviewsBuilding our reputation through excellent service

Trusted by leading UK payment providers

We have access to 80% of UK's acquiring banks, saving businesses time and ensuring broad comparison

How It Works (Seriously, It's Simple)

We've helped thousands of UK businesses save money. Here's exactly what happens next.

1

Tell us about your business

Quick 2-minute form — no complex questions

⏱️ 2 mins
2

We match you with providers

Your details go to 5-10 pre-screened providers

⏱️ Within 1 hour
3

Receive competitive quotes

Providers send their best rates directly to you

⏱️ Within 24 hours
4

Choose the best deal

Compare rates side-by-side (or stick with your current provider)

⏱️ Your choice
5

We handle the switch

Zero hassle — we manage everything from paperwork to setup

⏱️ Within 24hrs
🔒No spam, ever
Free service
💬One point of contact
SSL SECURE256-BIT
PCI DSSCOMPLIANT
GDPRPROTECTED
ICO REGUK CERTIFIED

How We Can Help Your Business

Most Popular

Card Processing & Terminals

Find the perfect payment solution with preferential rates from FCA regulated partners.

  • Transaction fees from 0.29%
  • Latest card machine technology
  • Fast & secure processing
  • Dedicated support

Business Funding

Access working capital through merchant cash advances and business loans from FCA regulated lenders.

  • Fast approvals (24-48 hours)
  • Merchant Cash Advances available
  • Flexible repayment options
  • High approval rates

What Our Customers Say

5 out of 5 stars
"Our old provider kept hiking fees every few months. MerchantSwitch got us quotes from three different companies - ended up saving about £280 a month."

Sarah M.

Boutique Owner, Manchester

September 2024

4 out of 5 stars
"Need funding quick for stock. Bank say no. These people get me £15k in 2 days base on card sales. Little bit higher rate but very fast no problem."

Arjun P.

Corner Shop, Leicester

August 2024

5 out of 5 stars
"Honestly didn't think we'd find anything better than what we had. They showed us the actual numbers side-by-side and we were paying way more than we needed to."

James T.

Restaurant Owner, London

October 2024

Calculate Your Potential Savings

See how much you could save by switching card machine providers. Quick, accurate, and no commitment required.

Average 25% Savings

Most businesses save 20-30% on processing fees

Instant Results

Get your savings estimate in under 2 minutes

No Obligation

Calculate freely - share details only if you want quotes

Calculate My Savings

Why Choose MerchantSwitch?

01

Unbiased Comparisons

We are independent and provide honest comparisons across multiple providers.

02

Preferential Rates

Our buying power secures you rates not available through direct sales channels.

03

No Cost to You

Our service is completely free — we are paid by providers, never by you.

04

Fast Approvals

Streamlined processes mean approvals within 24-48 hours in most cases.

05

One Point of Contact

Deal only with MerchantSwitch — no annoying calls from multiple providers.

06

Expert Advice

Our team has years of experience negotiating fees and contracts.

Get instant estimate — No signup required

See Your Potential Savings in 2 Minutes

Quick comparison from 20+ providers. Just your email and phone — that's it.

  • Instant email with estimated savings
  • Compare rates from Dojo, Square, Worldpay & more
  • One call to confirm — no pressure sales

Get Your Quick Quote

No long forms. Just 2 fields.

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We'll never spam you or share your details.

£0M

Funded for UK Businesses

0+

Live Customers

0 Hours

Quote Turnaround

0 Years

Industry Experience

Trusted Nationwide

Trusted by 1,000+ UK Businesses

From independent cafes to nationwide retailers, businesses across every sector trust MerchantSwitch

🏪

Retail

320+

businesses served

🍽️

Hospitality

280+

businesses served

🏥

Healthcare

150+

businesses served

🛒

E-commerce

180+

businesses served

💼

Professional Services

90+

businesses served

🏢

Others

80+

businesses served

£15M

Funded for Clients

4.8/5.0

Average Rating

24hrs

Average Quote Time

15yrs

Industry Experience

Solutions for Every Industry

Industry-specific expertise to get you the best rates

Retail Businesses

Optimize transaction fees and get the right card machines for your retail operation.

  • Best rates for retail transactions
  • Countertop and portable terminal options
  • POS integration available
  • Fast chip & PIN processing
  • Contactless payment support

Frequently Asked Questions

Quick answers to common questions about switching providers

Ready to Cut Your Costs?

Get independent quotes from multiple UK providers in minutes. Save time and money with our expert comparison service.

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Amelia B. from Manchester

Just received £173,000 funding

Repay:£192,030
Daily sales:14%
Factor rate:1.11

10 minutes ago